I’m a Libertarian, so personally, I would like the government out of my wallet and out of my health insurance. As a veteran I experienced the horror of government involved in health insurance. The VA knew I had diabetes and didn’t tell me while I killed myself with sugar for a year. I only found out they knew when I went to the ER and the doctor found that my blood sugar was 275. I’ve heard plenty of stories like this and that is what government-run healthcare looks like.

Hopefully Trump will keep his word and completely repeal Obamacare. As tax season quickly approaches paying the penalty may be on your mind if you didn’t have health insurance in 2016. Thankfully there are some loop-holes to get out of paying the penalty:

1. If you claim you were recently a victim of domestic violence you can be exempt. The important part is that you don’t have to provide proof of the domestic violence.

2. If you have been evicted or foreclosed on your home you can apply for an exemption

3. If you are facing eviction or foreclosure you can apply for an exemption

4. If you were homeless at any time in the past year you are exempt

5. If you went to jail you can apply for an exemption

6. If you are being held on pending charges you can apply for an exemption

7. If your income is so low that you don’t need to file a tax return you can apply for an exemption

8. If the only healthcare plans available to you would cost over 8% of your income you are eligible to apply for the exemption

9.  If you have had property damage caused by a natural disaster you can apply for an exemption

10. If you have had problems registering on the website you can apply for an exemption

11. If you received a shut-off notice from their utility company you can apply for an exemption

12. If you are a member of a healthcare sharing ministry (like Medi-share) you can apply for an exemption

13. If you are taking care of a disabled, ill or elderly family member or if a family member passes away, you can apply for an exemption

Either file the form yourself or take it to your tax preparer when you go to file your 2016 tax returns.